Agentic financial stack
for a real-time, borderless world
Krypton's Core
One balance.
Always Working.
Tokenization dissolves the line between cash and investment. Your capital is liquid and earning — simultaneously. Pay globally, earn on idle funds, and let AI manage the rest.
Krypton Pay
Cross-border payments at 0.3–0.5% — no USD intermediary
Krypton Yield Engine
Idle capital auto-allocated to T-Bills, RWA, and DeFi vaults
Clark AI Agent
Natural language orchestration of your entire financial stack
"You were paid in USD. Want to split 40% to INR expenses and route 20% into a Conservative Vault?"
Yes — show me fees, timeline, and downside before I confirm.
Products
Three Products.
One Composable Stack.
Pull out any layer and the experience breaks. That's not a product — that's a composable stack where each component amplifies the other.
Krypton Pay
The dollar tax.
Eliminated.
Multi-currency netting pools hold liquidity in native currency pairs. INR to AED settles directly — no USDC intermediary, no redundant conversions, no 3-day wait. Idle liquidity automatically routes to the Yield Engine.
INR to AED: Legacy vs Krypton
Direct pair netting - no USD hop
INR, AED, EUR, GBP, USD pairs settle directly through liquidity pools. 1 hop and not 4. No USDC intermediary bleeding spread on both sides.
Idle liquidity to the Yield Engine
Capital in netting pools not needed until next payment cycle automatically routes to the allocated vault and nothing sits idle earning zero.
AI-triggered payrolls & invoices
Clark automates recurring cross-border payments. "Run payroll for the full team" — 12 people, 4 currencies, settled in under 60 minute.
Local rails out + on-chain settle
On-chain netting with local rail payouts. Recipients receive in their local currency without needing crypto wallets or DeFi knowledge.
0.3 - 0.5 % fees
Typical bank fees: 3–5%. Our target: 0.3–0.5% all‑in.
< 60 minutes
Typical bank settlement: 2-5 days. Our Settlement time: <60 minutes.
24/7 always on
Availability of banks: 9AM-5PM. Our availability: 24/7/365 Always on.
Krypton Yield Engine
Ideal Capital has
no brain. We fixed that.
Institutional-grade tokenized strategy vaults — from conservative T-Bills to signal-driven alpha strategies — accessible through a consumer-grade interface. The same primitive BlackRock is building toward, available from day one.
Institutional-grade tokenized strategy vaults
Tokenized Strategy Vaults
Each strategy minted as an ERC-20 token — permissionless DeFi distribution, composable as collateral/LP and verifiable on-chain.
Auto-allocation via pay pools
Clark identifies idle treasury not needed for the next payroll cycle and routes it to the appropriate vault — risk-aware, automatic, liquid on demand.
Same-day redemption (T+0)
Positions can be partially unwound on demand. Pay your urgent invoice without liquidating your entire portfolio position at once. No exit penalties.
4-15 % Returns
Target APY across vaults (Conservative / Balanced / Growth / Alpha).
Same day or T + 1
Immediate liquidity redemptions on most vaults.
ERC-20
DeFi composable vaults.
Clark
One Agent
Every financial action.
Clark is not a chatbot. It's a composable agentic runtime that orchestrates Krypton's full financial stack — and opens it to external AI agents via streamable MCP. Your entire financial life, understood and automated in natural language.
< 30 seconds
Typical response time for most requests.
MCP
AI agent protocol.
Multilingual
Multiple languages supported.
How it works
Simple for you.
Powerful underneath
One stack that moves money globally, allocates to yield, and automates every financial decision — while you focus on building your company.
01
Fund your balance
Add money in your home currency. Krypton holds multi-currency balances across INR, USD, AED, EUR, GBP and more — unified in one programmable account.
02
Idle capital earns
Clark automatically identifies idle treasury and routes it to the right vault based on your risk profile and payroll schedule. Capital never sleeps.
03
Pay globally, instantly
Send to any currency in any country. Netting pools settle directly — no USD hop, no 3-day wait, no 3–5% bleed. One hop, one fee, done in 60 seconds.
04
Ask Clark anything
"Run payroll," "Rebalance my portfolio," "How much did I save on FX last month?" Clark orchestrates Pay, Yield, Tax, and Strategy in natural language.
Usecases
Built for global-first teams.
Whether you're a founder paying a remote team, an enterprise running global treasury, or an AI developer building agentic workflows — Krypton is your financial operating system.
Founders
Pay global teams without the FX tax
Arjun runs a team of 12 across Bangalore, Dubai, Berlin, and London. With Krypton, $46K monthly payroll costs $230 instead of $1,980 — and $140K idle treasury earns $310 before the next cycle. Clark automates every step.
Multi-currency payroll settled in <60 seconds.
0.3–0.5% all-in cost vs 3–5% legacy banking.
Idle treasury auto-earning 4–5% APY.
Zero finance ops hours — Clark handles it all.
AI developers
Give your AI agents financial superpowers
{
"mcpServers": {
"clark": {
"type": "http",
"url": "https://clark.kryptonfund.com/mcp",
"headers": {
"X-Username": "krypton",
"X-User-Id": "7895abe0-d992-488a-a848-e6b5bd0e300f"
}
}
}
}
"mcpServers": {
"clark": {
"type": "http",
"url": "https://clark.kryptonfund.com/mcp",
"headers": {
"X-Username": "krypton",
"X-User-Id": "7895abe0-d992-488a-a848-e6b5bd0e300f"
}
}
}
}
No financial primitive exists for machine-native value flows. Clark's streamable MCP runtime lets any external AI agent pay, invest, and settle autonomously — with compliance, FX, and portfolio management built in from day one.
Agent-native payments via MCP protocol.
$0.02/invocation — usage-based pricing.
Earn per call, % AUM, or % yield generated.
Full compliance and jurisdiction management.
Remote Professionals
Get paid globally, invest automatically
@kylea12
5:54 PM
🤑 Kyle sent you $150.00
@johnz
5:56 PM
🤑 John sent you $55.00
@mattb
5:58 PM
🤑 Matt sent you $73.50
Receive salary or freelance income in any currency. Automatically invest surplus in institutional-grade yield strategies. Send money home without the 3–5% remittance tax.
Receive in 10+ currencies without FX friction.
Automated yield on every dollar waiting to move.
.png)
Send home at 0.3–0.5% vs 3–5% bank rates.
Tax-aware reporting across jurisdictions.
DeFi Builders
Build on tokenized financial primitives
Krypton's ERC-20 strategy vaults plug natively into DeFi protocols as collateral, yield sources, and LP positions — a distribution surface no TradFi fund can access. Build financial products on top of an already-live infrastructure.
ERC-20 vaults with verifiable on-chain track record.
Permissionless composability across DeFi protocols.
Developer SDK + streamable MCP runtime.
Deploy custom agents on Clark's marketplace.
Krypton vs Others
Every competitor owns one layer.
Wise and Revolut own payments but have no on-chain yield. Morpho and Ondo own DeFi yield but have no payment rails. Nobody has the agentic layer. Krypton is the first to compose all three — at the lowest cost.
Partial/Limited
Not Present
Full Capability
Cross-Border Pay | Netting | Tokenized Yield | RWA/T-Bills | Agentic AI | DeFi Native | |
|---|---|---|---|---|---|---|
| Wise |  | | | | | |
| Revolut | | | | | | |
| Transak | | | | | | |
| Morpho | | | | | | |
| Ondo | | | | | | |
| Goldfinch | | | | | | |
| x402 | | | | | | |
| Krypton |  | | | | | |
Developer's Platform
Build your global financial stack with Krypton's APIs
Programmable payments, yield allocation, and AI agent orchestration — all through a single, unified API. Ship international financial products in days, not months.
Go live in minutes
Full sandbox environment. Test live FX rates, mock payrolls, and vault allocations before going live with one API key swap.
Compliance built in
KYC, AML, and jurisdictional constraints handled automatically. UAE ADGM and FIU-IND compliant from the launch day.
Clark MCP runtime
Connect any external AI agent to Pay, Yield, Tax, and Strategy via streamable MCP.
Your capital deserves
to work harder.
